Whether you're buying your first home, refinancing, or exploring investment options, I bring clarity to every loan file — so you can move forward with confidence.
From first-time buyers to seasoned investors, I help navigate every loan type with straightforward guidance and competitive terms.
Conventional, FHA, VA, and USDA options tailored to your situation — whether it's your starter home or forever home.
Lower your rate, shorten your term, or pull out equity — I'll run the numbers so you know exactly what's worth it.
Non-conforming and investment property loans handled with the same attention to detail as your primary residence.
Get a clear picture of your budget before you shop — sellers take pre-approved buyers seriously.
Down payment assistance, low-down-payment programs, and step-by-step guidance from application to closing.
No obligation, no pressure — just an honest conversation about your options and what makes sense for your situation.
I've spent years helping people in Vancouver and the surrounding communities navigate one of the most important financial decisions of their lives. Through Guaranteed Rate, I have access to a wide range of loan products, competitive rates, and a processing team that moves fast — so you're never left waiting.
My approach is straightforward: I listen first, explain clearly, and advocate for terms that actually work for you. No jargon, no pressure — just honest guidance from application to closing and beyond.
A straightforward process designed to keep you informed at every step.
Call, email, or fill out the form below. I'll respond within one business day.
We discuss your goals, review your financial picture, and identify the best loan strategy.
Submit your application through Guaranteed Rate's secure portal. Documentation is straightforward.
Review your closing disclosure, sign the paperwork, and get the keys to your new home.
Whether you have a specific question or just want to explore your options, I'm here to help. Reach out below and I'll get back to you promptly.
Guaranteed Rate, NMLS #91032. Rick Hartle is a licensed mortgage loan originator. Not all products are available in all states. This is not an offer to enter into a mortgage agreement. All lending is subject to credit approval and property appraisal.
